Savings

SAVINGS TYPEMinimum BalanceDividend CalculationFrequency of CompoundingAnnual Dividend RateAnnual Percentage Yield (APY)Subject to Change
Regular Share$5.00DailyMonthly0.15% APR0.15% APRMonthly
Christmas Club$5.00DailyMonthly0.20% APR0.20% APRMonthly
Vacation Club$5.00DailyMonthly0.20% APR0.20% APRMonthly
Accumulation Account$2,500.00DailyMonthly0.50% APR0.50% APRMonthly

APY is accurate as of 7/29/2020. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Checking

CHECKING TYPEMinimum BalanceDividend CalculationFrequency of CompoundingAnnual Dividend RateAnnual Percentage Yield (APY)Subject to Change
Share Draft$0.00DailyMonthly0.05% APR0.05% APRMonthly
Simple Share Draft$0.00N/AN/AN/AN/AN/A

APY is accurate as of 7/29/2020. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Individual Retirement

INDIVIDUAL RETIREMENT
ACCOUNT TYPE
Minimum BalanceDividend CalculationFrequency of CompoundingAnnual Dividend RateAnnual Percentage Yield (APY)Subject to Change
Traditional IRA$0.00DailyMonthly0.30% APR0.30% APRMonthly
Roth IRA$0.00DailyMonthly0.30% APR0.30% APRMonthly
Coverdell Educational Savings$0.00DailyMonthly0.30% APR0.30% APRMonthly

APY is accurate as of 7/29/2020. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Certificate

CERTIFICATE TYPEMinimum BalanceDividend CalculationFrequency of CompoundingAnnual Dividend RateAnnual Percentage Yield (APY)Subject to Change
3 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.25% APR0.25% APRMonthly
6 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.35% APR0.35% APRMonthly
12 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.75% APR0.75% APRMonthly
36 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.85% APR0.85% APRMonthly

APY is accurate as of 7/29/2020. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

APY = Annual Percentage Yield.
APR = Annual Percentage Rate. APR considered “as low as.” All rates subject to change.