Savings

SAVINGS TYPEMinimum BalanceDividend CalculationMinimum to Maintain Annual PercentageAnnual Dividend RateAnnual Percentage Yield (APY)Maturity Date or Monthly Fees
Regular Share$5.00Daily$5.000.15% APR0.15% APRN/A
Christmas Club$5.00Daily$5.000.20% APR0.20% APRN/A
Vacation Club$5.00Daily$5.000.20% APR0.20% APRN/A
Accumulation Account$2,500.00-$25,000.00Daily$2,500.000.25% APR0.25% APRN/A
Accumulation Account$25,000.01-$49,999.99Daily$25,000.010.30% APR0.30% APRN/A
Accumulation Account$50,000.00-$74,999.99Daily$50,000.000.35% APR0.35% APRN/A
Accumulation Account$75,000.00-$99,999.99Daily$75,000.000.40% APR0.40% APRN/A
Accumulation Account$100.000.00 and aboveDaily$100,000.000.45% APR0.45% APRN/A

APY is accurate as of 2/17/2021. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Checking

CHECKING TYPEMinimum BalanceDividend CalculationMinimum to Maintain Annual PercentageAnnual Dividend RateAnnual Percentage Yield (APY)Maturity Date or Monthly Fees
Legacy Checking Account$300.00Daily$300.000.05% APR0.05% APRN/A
Shield Checking$0.00N/AN/AN/AN/A$4.95
Basic Checking Account$25.00N/AN/AN/AN/AN/A

APY is accurate as of 2/17/2021. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Individual Retirement

INDIVIDUAL RETIREMENT
ACCOUNT TYPE
Minimum BalanceDividend CalculationFrequency of CompoundingAnnual Dividend RateAnnual Percentage Yield (APY)Subject to Change
Traditional IRA$0.00DailyMonthly0.30% APR0.30% APRMonthly
Roth IRA$0.00DailyMonthly0.30% APR0.30% APRMonthly
Coverdell Educational Savings$0.00DailyMonthly0.30% APR0.30% APRMonthly

APY is accurate as of 2/17/2021. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

Certificate

CERTIFICATE TYPEMinimum BalanceDividend CalculationFrequency of CompoundingAnnual Dividend RateAnnual Percentage Yield (APY)Subject to Change
3 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.25% APR0.25% APRMonthly
6 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.35% APR0.35% APRMonthly
12 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.55% APR0.55% APRMonthly
36 Month Share Certificate$1,000.00 ($500.00 MINOR)DailyMonthly0.85% APR0.85% APRMonthly

APY is accurate as of 2/17/2021. Dividends calculated daily, compounded/posted monthly. Fees could reduce earnings.

APY = Annual Percentage Yield.
APR = Annual Percentage Rate. APR considered “as low as.” All rates subject to change.