Shield Checking
Feel Confident with IDProtect® – You can rest easy knowing that IDProtect, our identity theft monitoring and resolution service1, can help better protect your identity.
IDProtect® – Identity theft monitoring and resolution service1 for you and your joint account holders.
- Identity Theft Expense Reimbursement Coverage2 – Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
- Fully Managed Identity Theft Resolution Services – Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
- Debit and Credit Card Registration – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
- Credit File Monitoring – Daily credit file monitoring and automated alerts of key changes to your credit reports. (registration/activation required)
- Credit Report and Score3 – Access to credit report and credit scores. (registration/activation required)
- Identity Monitoring – Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (registration/activation required)
- Online Identity Theft News Center and Valuable Phone and Web Resources (registration/activation required)
- Financial Wellness 360° – Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available online only)
Accidental Death & Dismemberment Insurance2 – Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
Cell Phone Protection2 – Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per twelve-month period. Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using eligible account.)
Debit Advantage® – Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft. Extended Warranty2– extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with this account for coverage.)
Travel and Leisure Discounts – Money-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from a mobile device. Digital Access makes saving super easy and convenient, giving instant savings anywhere and anytime. (available online only)
Shield Checking
Health Discount Savings – Enjoy savings on vision, prescriptions and dental services. This is NOT insurance. (registration/activation required)
$hopping RewardsTM – Receiving $hopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back can be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it’s that easy! (registration/activation required; available online only)
Shield Checking Disclosures (Short)
1Benefits are available to personal checking account owner(s), and their joint account owners.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.
3Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, it will then refresh on a monthly basis.
Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
Shield Checking Disclosures (Long)
1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.
3Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, it will then refresh on a monthly basis.
Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
Legacy Checking
Up to $10,000 Identity Theft Expense Reimbursement Coverage2 – For expenses associated with restoring your identity.
Fully Managed Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Legacy Checking (long wording)
Identity Theft Expense Reimbursement Coverage2 – Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
Fully Managed Identity Theft Resolution Services – Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
Legacy Checking Disclosures (Short and long)
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.